Personal Auto PolicyCâu 414 / 474
Which vehicle qualifies as a non-owned auto for Part D purposes?
a.A customer's car driven by the insured, a mechanic
b.A friend's sedan borrowed for a weekend with permission
c.A company car furnished to the insured for regular use
d.A pickup the insured owns but left off the policy
Giải thích
A non-owned auto is a private passenger auto, pickup, van or trailer not owned by or furnished for the regular use of the insured or a family member, used with permission, so a borrowed weekend car fits. A vehicle furnished for regular use falls outside that definition, and a customer's car handled in the auto business is excluded from Part D. An owned auto left off the declarations is not non-owned; it simply has no coverage.
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Câu hỏi liên quan cùng chủ đề
- On the standard personal auto form, transportation expenses after a covered physical damage loss are limited to:
- An insured's covered auto is stolen and returned to use 22 days later. On the standard form, transportation expense coverage pays:
- The insured borrows a neighbor's car and damages it in a collision costing $3,000. The insured's own two autos carry $250 and $500 collision deductibles. Part D pays:
- The transmission on the insured's car fails from age and the repair bill is $3,600. Deductibles are $500 collision and $250 other than collision. Part D pays:
- A pothole shreds a tire on the insured's car. Under Part D the tire itself is:
- Damage to the insured's own auto is excluded under Part D while that auto is being used:
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