Personal Auto PolicyCâu 415 / 474
The transmission on the insured's car fails from age and the repair bill is $3,600. Deductibles are $500 collision and $250 other than collision. Part D pays:
a.$3,100, the repair cost less the collision deductible
b.$3,600, because the car became undriveable in service
c.Nothing, as wear and breakdown are excluded
d.$3,350, the repair cost less the comprehensive amount
Giải thích
Part D excludes damage due and confined to wear and tear, freezing, and mechanical or electrical breakdown, so an aging transmission is a maintenance cost rather than an insured loss. Neither deductible answer applies, because no covered cause of loss triggered the claim at all. The exclusion gives way only when such damage results from a total theft of the auto.
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Câu hỏi liên quan cùng chủ đề
- An insured's covered auto is stolen and returned to use 22 days later. On the standard form, transportation expense coverage pays:
- The insured borrows a neighbor's car and damages it in a collision costing $3,000. The insured's own two autos carry $250 and $500 collision deductibles. Part D pays:
- Which vehicle qualifies as a non-owned auto for Part D purposes?
- A pothole shreds a tire on the insured's car. Under Part D the tire itself is:
- Damage to the insured's own auto is excluded under Part D while that auto is being used:
- Under an unendorsed personal auto policy, custom furnishings or equipment in a pickup or van are:
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