Policy Structure & ProvisionsCâu 462 / 474
Immediately after a kitchen fire, the duties after loss condition requires the insured to:
a.Sue the responsible party without delay
b.Begin permanent repairs before giving notice
c.Protect the property from further damage
d.Discard the damaged items to avoid mold
Giải thích
Duties after loss include giving prompt notice, protecting the property from further damage and keeping a record of the reasonable emergency repairs, preparing an inventory of damaged property, cooperating with the investigation and submitting a proof of loss when the insurer asks. Throwing damaged items out destroys the proof the adjuster needs, and permanent repairs are made after the loss has been inspected.
Luyện miễn phí toàn bộ 474 câu hỏi — không cần đăng ký.
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Câu hỏi liên quan cùng chủ đề
- Under the liberalization clause, when an insurer broadens its form without charging more, an existing insured:
- The entire contract provision means the agreement between insurer and insured consists of:
- An applicant deliberately hides a history of arson losses. Under the concealment, misrepresentation and fraud condition, the insurer may:
- A proof of loss filed with the insurer is best described as:
- The insured and the insurer agree the fire loss is covered but cannot agree on its dollar amount. Under the appraisal condition:
- The suit against us condition provides that an insured may sue the insurer only after:
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