Policy Structure & ProvisionsCâu 465 / 474
The suit against us condition provides that an insured may sue the insurer only after:
a.Complying fully with the policy terms
b.Filing a written complaint with a regulator
c.The insurer has denied the claim in writing
d.Both sides finish an appraisal of the loss
Giải thích
The condition bars an action against the insurer unless the insured has complied with the policy's provisions, and it also requires suit to be brought within the period the policy states, a period fixed by the law where the policy is issued. Complaining to a regulator is a separate consumer remedy that the policy does not make a precondition, and appraisal is demanded only when the dispute is about amount.
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