Hợp đồng chủ nhà (HO)Câu 337 / 531
A weekend guest's suitcase and camera are destroyed by a fire at the insured's home. Under Coverage C, that property is:
a.covered only if the guest carries no insurance
b.covered anywhere the guest travels afterward
c.outside the policy, being property of another
d.covered at the insured's request, at the home
Giải thích
Coverage C can be applied, at the insured's request, to property owned by a guest or a residence employee while it is in a residence the insured occupies. That is why the flat statement that another person's goods sit outside the policy is wrong. The accommodation stops at the residence premises, so it does not follow the guest home or onto later travel, and it does not depend on what the guest insures.
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