Hợp đồng chủ nhà (HO)Câu 339 / 531
Two policies each carry $60,000 of Coverage C: one is a tenants HO-4 and the other a unit-owners HO-6. Their loss of use limits are:
a.$30,000 for each, as both use 50% of C
b.$18,000 for the tenant and $30,000 for the unit
c.$60,000 for each, matching the C limit
d.$18,000 for each, as both use 30% of C
Giải thích
Loss of use on a tenants form is 30% of Coverage C, giving 0.30 x $60,000 = $18,000, while the unit-owners form uses 50% of Coverage C, giving 0.50 x $60,000 = $30,000. The two answers that apply a single percentage to both forms miss that the forms differ on this point. Matching the full contents limit describes no standard loss of use provision.
Luyện miễn phí toàn bộ 531 câu hỏi — không cần đăng ký.
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