Hợp đồng chủ nhà (HO)Câu 360 / 531
The insured's dog bites a jogger in a public park, and the jogger runs up $700 of medical bills. Coverage F:
a.pays only if the insured is found at fault
b.pays nothing off the residence premises
c.pays $700 from the Coverage E limit
d.pays $700, the animal being the insured's
Giải thích
Medical payments to others reaches a person injured away from the residence premises when the injury is caused by an animal owned by an insured or by an insured's own activities, so the jogger's $700 is payable. The answer that stops the coverage at the property line ignores that off-premises trigger. Fault is irrelevant here, and the money comes from the Coverage F limit rather than from personal liability.
Luyện miễn phí toàn bộ 531 câu hỏi — không cần đăng ký.
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