Who counts as an insured under Section II of a standard homeowners policy?

Giải thích

The definition of insured picks up the named insured, the spouse, relatives who reside in the household and other people under 21 in their care, so a resident relative is protected while an unrelated roommate is not, however long they share the rent. A weekend guest is somebody the policy may protect the insured against, not an insured. The form extends insured status to persons using an insured's animals or watercraft, not garden equipment.