Hợp đồng ô tô cá nhânCâu 386 / 531
An insured with 50/100/25 limits is at fault in a crash that injures one person, whose bodily injury claim is settled at $85,000. Part A pays:
a.$100,000, the amount available for the crash
b.$50,000, the most payable for one person
c.$85,000, since it is below the per-accident limit
d.$35,000, the excess over the limit
Giải thích
The first split-limit figure caps what the policy will pay for any one person's bodily injury, so the settlement is cut to $50,000. Only one claimant is involved, which means the $100,000 per-accident figure never comes into play; that number is a ceiling on the total, not an amount available to a single person. The insured is personally exposed for the other $35,000.
Luyện miễn phí toàn bộ 531 câu hỏi — không cần đăng ký.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Câu hỏi liên quan cùng chủ đề
- The insurer's duty to defend an insured under Part A of the personal auto policy comes to an end when:
- A policy shows a $50,000 property damage limit. A $38,000 judgment is entered against the insured and the insurer spent $14,000 defending the suit. The insurer pays out:
- An at-fault insured carries 250/500/100 split limits. Three people are hurt, with claims valued at $180,000, $220,000 and $160,000. Part A bodily injury pays:
- An insured carries a $500,000 combined single limit. One at-fault crash produces bodily injury claims of $410,000 and property damage of $60,000. Part A pays:
- The insurer appeals a judgment entered against its insured and an appeal bond has to be posted. Under the supplementary payments the insurer pays:
- At the insurer's request an insured attends three days of hearings and loses $150 of pay on each of those days. The supplementary payments pay her:
Cập nhật gần nhất: · quy trình kiểm tra
Đội ngũ PrepPass · Đối chiếu với California Property & Casualty Insurance License Exam · Quy trình kiểm tra