Thiệt hại & Trách nhiệmCâu 432 / 531
Coverage A of a commercial general liability policy responds to sums the insured becomes legally obligated to pay as damages because of:
a.medical bills of an injured guest, without fault
b.libel, slander and wrongful eviction claims
c.bodily injury and property damage from an occurrence
d.damage to the insured's own building and stock
Giải thích
Coverage A insures bodily injury and property damage caused by an occurrence — an accident, including continuous exposure to substantially the same harmful conditions — that happens in the coverage territory during the policy period. Libel, slander, and wrongful eviction are personal and advertising injury offences answered under Coverage B. Medical payments made without regard to fault sit in Coverage C, and the insured's own building and stock are a property exposure this policy excludes.
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