Nghiệp vụ thương mạiCâu 455 / 531
Business income (business interruption) coverage is designed to pay for:
a.The cost of replacing inventory stolen in a theft
b.Lost net income and continuing expenses while shut
c.Liability claims brought by injured customers on site
d.The physical repairs to the damaged building itself
Giải thích
Business income coverage replaces the net income the business would have earned and pays continuing normal operating expenses (such as payroll and rent) during the period of restoration after a covered physical loss suspends operations. It addresses the indirect financial consequences of a loss, complementing the direct property coverage that pays to repair or replace the damaged property itself.
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Câu hỏi liên quan cùng chủ đề
- Trong số các phát biểu sau về bảo hiểm tài sản thương mại, phát biểu nào SAI?
- Commercial General Liability (CGL) coverage most typically protects a business against:
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- An inland marine policy is typically used to cover:
- A commercial package policy is built from a common declarations page, common policy conditions, interline endorsements, and:
- In a commercial package policy, an interline endorsement is one that:
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