保险与留置权第 1550 / 1632 题
The primary function of a 'certificate of insurance' in the contracting process is to allow one party to:
a.Become an insured under the other party's liability policy
b.Require the insurer to notify it before the policy is cancelled
c.Verify the other party's required coverage types and limits
d.Shift its own insurance obligation onto the other party's insurer
解析
A certificate is a verification document: it lets a hiring party confirm, before work starts, that the other side carries the coverages and limits the contract demands. (a) requires an additional insured endorsement, and the certificate only reports one if it exists. (b) reads the cancellation-notice box as an enforceable promise, when most modern forms expressly disclaim it. (d) describes what the underlying insurance requirement and indemnity clause are meant to accomplish — the certificate merely evidences that the machinery is in place.
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审核人 Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — 核实)