保险基本原理第 363 / 716 题

Offering a prospective buyer part of the commission or another inducement not specified in the policy in order to make a sale is called:

a.Commingling
b.Defamation
c.Twisting
d.Rebating

解析

Rebating is offering an inducement (such as returning part of the commission, cash, or other valuable consideration) that is not stated in the policy to persuade someone to buy. Twisting involves misrepresentation to replace a policy. Commingling is improperly mixing client or premium funds with the producer's own money. Defamation is making false, damaging statements about another insurer or producer. Rebating is prohibited in most jurisdictions because it can lead to unfair discrimination among buyers.

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