意外与健康保单条款第 518 / 716 题
The insuring clause of a health insurance policy:
a.Names the producer who sold the policy and states the commission the insurer will pay to that producer
b.Sets the schedule of dates on which the policyowner's premiums must be paid to keep coverage
c.States the insurer's promise to pay benefits for covered losses and defines the basic scope of coverage
d.Lists the specific conditions, injuries, and treatments that the policy will not cover and for which no benefits are paid
解析
The insuring clause is the insurer's core promise: it states that the insurer will pay benefits for the losses the policy covers and broadly defines the coverage being provided. Listing what is not covered is the function of the exclusions. Setting the premium schedule is a separate provision, and naming the producer is not part of the insuring clause. The insuring clause establishes the fundamental agreement to provide coverage, from which the rest of the policy elaborates.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- Under the misstatement of age provision in a health policy, if the insured's age was understated on the application, the benefits are:
- A 'probationary period' in a health insurance policy is:
- The free-look provision in a health insurance policy allows the policyowner to:
- An impairment (exclusion) rider attached to a health insurance policy:
- The optional provision addressing 'other insurance in this insurer' is concerned with:
- The mandatory 'notice of claim' provision generally requires the insured to notify the insurer of a claim within:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)