团体寿险与年金第 531 / 716 题
In addition to retirement income, the federal Social Security program also provides:
a.Property damage coverage for a worker's home and personal belongings after a disaster
b.Long-term custodial care in a nursing home once a worker's own savings have been exhausted
c.Survivor benefits to a worker's dependents and disability benefits to qualifying workers
d.Routine dental and vision care for workers who have reached full retirement age
解析
Social Security is a social insurance program that pays retirement, survivor, and disability benefits: survivor benefits go to the dependents of a deceased worker, and disability benefits go to workers who become disabled and meet the earnings and work-history requirements. It does not provide property, dental, or long-term custodial care coverage. Because Social Security offers a base of survivor and disability protection, producers factor it in when calculating how much private coverage a client still needs.
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同考点相关题目
- In a contributory group plan, in which employees share in the premium cost, insurers usually require that:
- When an employee leaves a group life insurance plan, the conversion privilege generally allows them to:
- Federal COBRA continuation generally allows an eligible employee who loses group health coverage to:
- Under the federal Affordable Care Act, adult children may generally remain covered on a parent's health plan until they reach age:
- A central federal Affordable Care Act reform to individual and small-group health coverage was to:
- To be 'fully insured' for Social Security retirement benefits, a worker generally needs:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)