意外与健康保单条款第 626 / 716 题
A probationary period in a health policy is:
a.The waiting time after each disability before benefits begin
b.The time allowed to return the policy for a refund
c.An initial period after the effective date during which sickness-related claims are not covered
d.The window during which the insurer is required to pay an approved claim after receiving the proof of loss
解析
The probationary period is a one-time wait at the start of coverage before certain (usually sickness) claims are payable. Returning for a refund is the free-look, and the post-disability wait is the elimination period.
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同考点相关题目
- In a health policy, the misstatement of age provision adjusts the ________ to what the premium paid would have purchased at the correct age:
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- How does an elimination period differ from a probationary period?
- In a disability policy, the benefit period is:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)