意外与健康保单条款第 635 / 716 题
An impairment (exclusion) rider on a health policy:
a.Lowers the policy's deductible for the named pre-existing condition
b.Adds supplemental benefits for one specified condition in exchange for extra premium
c.Guarantees the policy's renewal regardless of the insured's later health
d.Permanently excludes coverage for a specified condition or body part
解析
An impairment rider excludes a particular condition the applicant already has, allowing the insurer to issue coverage for everything else. It does not add coverage, cut deductibles, or guarantee renewal.
免费刷完整 716 道题库 — 无需注册。
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
同考点相关题目
- Subrogation in a health or medical policy allows the insurer, after paying a claim caused by a third party, to:
- The main purpose of subrogation is to:
- A recurrent disability provision states that if an insured returns to work but becomes disabled again from the same cause within a stated time (such as 6 months), it is treated as:
- A 'noncancelable' health policy guarantees that the insurer:
- A 'guaranteed renewable' health policy allows the insurer to:
- A conditionally renewable health policy permits the insurer to non-renew:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Life & Health Insurance License Exam · 我们如何核对
审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)