伤残与长期护理第 648 / 716 题
Key person disability insurance is owned by and pays benefits to:
a.The federal government, which reimburses the employer for the lost output
b.The key employee's family, to replace the household's lost monthly income
c.The key employee personally, to spend however he or she wishes
d.The business, to offset losses when a vital employee becomes disabled
解析
Key person coverage is owned by the business, which is the beneficiary, to cushion the financial loss from a crucial employee's disability. It does not pay the employee or their family.
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同考点相关题目
- If an employer pays the disability income premiums and does not include them in the employee's income, the disability benefits the employee later receives are:
- Business overhead expense (BOE) insurance is designed to:
- Business overhead expense benefits are generally ________, and the premiums are generally ________:
- A disability buy-sell policy provides funds to:
- A Social Insurance Supplement (SIS) rider on a disability policy pays benefits when the insured is:
- A cost-of-living adjustment (COLA) rider on a disability policy:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)