意外与健康保险基础第 657 / 716 题
A dread disease (critical illness) policy pays:
a.Long-term custodial and nursing home care benefits for insureds who cannot perform their daily activities
b.Benefits only for accidental injuries
c.A benefit only for a specifically named condition such as cancer or heart attack
d.Benefits for any illness the insured develops
解析
A dread disease policy is a limited plan paying only when a named condition, like cancer or heart attack, is diagnosed. It does not cover all illnesses, accidents generally, or long-term care.
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同考点相关题目
- Dental insurance plans commonly organize covered services into categories of:
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审核人 John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — 核实)