General Insurance Principles第 202 / 474 题
The Gramm-Leach-Bliley Act requires an insurer to give its customers a privacy notice that:
a.certifies that the insurer will not use consumer credit reports
b.lists every claim the customer has filed in the past five years
c.states the premium discount given for accurate applications
d.describes information sharing and the opt-out right
解析
The privacy notice explains what nonpublic personal information the company collects and discloses, to whom, and how the customer may opt out of sharing with nonaffiliated third parties. It is a disclosure about handling information, not a claims history. Nothing in the act bans the use of consumer reports; that use is governed by the Fair Credit Reporting Act instead.
免费刷完整 474 道题库 — 无需注册。
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
同考点相关题目
- A filed rate must be adequate, not excessive and not unfairly discriminatory. The rate itself is built from the expected loss cost plus:
- A producer offers to pay a client's first month of premium out of her own commission if the client signs today. This practice is:
- An insurer earns $10,000,000 of premium in a year and incurs $7,500,000 of losses on that business. Its loss ratio is:
- A producer promises to add a water back-up endorsement, forgets to order it, and the client later suffers an uncovered basement loss. The producer's exposure is met by:
- Under federal law at 18 U.S.C. 1033, a person convicted of a felony involving dishonesty may work in the business of insurance only if:
- An insurer declines an application partly because of information in a consumer report. The Fair Credit Reporting Act requires the insurer to:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Personal Lines Insurance License Exam · 我们如何核对