Homeowners Policy (HO)第 288 / 474 题
Under a Homeowners policy, which coverage provides additional living expense when a covered loss makes the home temporarily uninhabitable?
a.Coverage D – Loss of Use
b.Coverage E – Personal Liability
c.Coverage A – Dwelling
d.Coverage F – Medical Payments to Others
解析
Coverage D (Loss of Use) pays additional living expenses, the reasonable extra costs of maintaining a normal standard of living, when a covered loss makes the residence uninhabitable, such as hotel and increased meal costs. Coverage A insures the dwelling structure, while Coverages E and F are the Section II liability coverages. Loss of use addresses the insured's indirect costs, not the physical damage.
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同考点相关题目
- The most commonly purchased Homeowners form, which covers the dwelling on an open-perils basis and personal property on a named-perils basis, is the:
- A tenant who rents an apartment and wants to insure personal belongings and obtain personal liability coverage should purchase:
- A condominium unit owner who needs to insure the interior of the unit and personal property should buy:
- Coverage F (Medical Payments to Others) under a Homeowners policy pays medical expenses for an injured guest:
- Under a Homeowners policy, categories such as jewelry, watches, and firearms are subject to:
- The HO-8 modified Homeowners form is intended for:
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