Homeowners Policy (HO)第 294 / 474 题
A tenants form (HO-4) differs from the owner-occupied forms mainly because it:
a.covers the landlord's building for its full value
b.carries no Coverage A limit on the building itself
c.leaves out personal liability for the renting party
d.insures personal property on an open-perils basis
解析
A renter does not own the structure, so the tenants form insures contents and loss of use and carries no dwelling limit; the landlord insures the building separately. The open-perils answer describes the HO-5, since contents on a tenants form are written on the broad list of named perils.
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同考点相关题目
- The HO-8 modified Homeowners form is intended for:
- Eligibility for an owner-occupied Homeowners form such as the HO-3 requires that:
- An investor buys a house solely to rent out and does not live there. A Homeowners policy cannot be written because:
- A unit-owner buys a standard HO-6. Before any endorsement, the built-in Coverage A limit for building property is:
- Which Homeowners form covers both the dwelling and the personal property on an open-perils basis?
- On the HO-2 broad form, the dwelling and the personal property are insured:
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