Homeowners Policy (HO)第 303 / 474 题
A dwelling is written with Coverage A of $240,000. On an unendorsed Homeowners form, the Coverage C limit is:
a.$240,000
b.$120,000
c.$96,000
d.$24,000
解析
Personal property is written at 50% of the dwelling limit on the standard form, so 50% of $240,000 gives $120,000 of Coverage C. The $24,000 answer applies the 10% figure that belongs to other structures, and the $240,000 answer would insure contents to the full value of the building.
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同考点相关题目
- A home carries Coverage A of $280,000. A detached garage is destroyed and costs $34,000 to rebuild. On an unendorsed form, Coverage B pays at most:
- Which of these is insured under Coverage B rather than under Coverage A?
- A homeowner rents a detached backyard cottage to a stranger who runs a salon there. Under Coverage B the cottage is:
- The 50% relationship between Coverage C and Coverage A is best described as:
- Personal property usually kept at an insured's other residence, such as a vacation cabin, is limited to:
- Coverage D pays fair rental value instead of additional living expense when:
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