Homeowners Policy (HO)第 310 / 474 题
A family displaced by a covered fire pays $2,600 a month for a hotel while their normal monthly living cost is $1,700. Additional living expense pays about:
a.$4,300 a month, the two added
b.$900 a month, the rise in cost
c.$1,700 a month, the usual cost
d.$2,600 a month, the hotel bill
解析
Additional living expense reimburses the increase in living costs needed to keep the household at its normal standard, so $2,600 minus $1,700 leaves $900 a month. Paying the whole hotel bill would hand the family the grocery and utility money they were already spending anyway, which is more than indemnity allows.
免费刷完整 474 道题库 — 无需注册。
Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →
同考点相关题目
- A fire makes a home unlivable. Coverage A is $310,000 and the HO-3 provides loss of use at 30% of Coverage A. The most payable under Coverage D is:
- On an HO-4, the Coverage D limit is stated as a percentage of:
- A unit-owner carries Coverage C of $60,000 on an HO-6. The loss of use limit on that form is:
- Which of these is a named peril insured against on a broad form Homeowners policy?
- Vandalism or malicious mischief is a named peril, but that coverage is suspended when:
- A homeowner leaves for the winter, shuts the heat off, and the pipes burst. The freezing loss is covered only if the insured:
最近核对: · 审核流程
PrepPass 团队 · 依据官方资料核对 California Personal Lines Insurance License Exam · 我们如何核对