Homeowners Policy (HO)第 360 / 474 题
Compared with an owner-occupied homeowners form, the Section II liability coverage in a tenant HO-4 or a unit-owner HO-6 policy is:
a.capped at half the Coverage C amount
b.absent, being the landlord's obligation
c.the same, and it applies away from home
d.narrowed to the rented or owned unit only
解析
Section II is written the same way in the tenant and unit-owner forms as in the owner-occupied forms: Coverage E personal liability and Coverage F medical payments follow the insured's personal activities rather than sticking to the premises. The answer handing the liability duty to the landlord confuses building property coverage with personal liability.
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同考点相关题目
- An insured who repairs computers for pay in the garage is sued by a customer whose machine caught fire and burned her desk. Section II of the homeowners policy:
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- Which of these Section II claims is excluded on a standard homeowners policy?
- During an argument the insured deliberately punches a neighbor and breaks his jaw, and the neighbor sues. Section II will:
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- A guest is injured at the insured's home and hires a lawyer. Under the Section II duties after a loss, the insured must:
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