A thief takes a $9,000 ring from a home insured on a standard unendorsed form. The most the policy will pay for that ring is:

解析

On a standard unendorsed form, theft of jewelry, watches and furs is subject to a special limit of $1,500, so the owner of a $9,000 ring collects only $1,500 and absorbs the rest. The $2,500 figure is the theft sublimit for firearms and for silverware and goldware, and $200 is the limit on money and coins. Scheduling the ring is what removes this cap.