Policy Structure & Provisions第 462 / 474 题
Immediately after a kitchen fire, the duties after loss condition requires the insured to:
a.Sue the responsible party without delay
b.Begin permanent repairs before giving notice
c.Protect the property from further damage
d.Discard the damaged items to avoid mold
解析
Duties after loss include giving prompt notice, protecting the property from further damage and keeping a record of the reasonable emergency repairs, preparing an inventory of damaged property, cooperating with the investigation and submitting a proof of loss when the insurer asks. Throwing damaged items out destroys the proof the adjuster needs, and permanent repairs are made after the loss has been inspected.
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同考点相关题目
- Under the liberalization clause, when an insurer broadens its form without charging more, an existing insured:
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- The insured and the insurer agree the fire loss is covered but cannot agree on its dollar amount. Under the appraisal condition:
- The suit against us condition provides that an insured may sue the insurer only after:
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