住宅保险单(DP)第 322 / 531 题
A dwelling policy owner wants protection against a claim brought by a visitor injured on her steps. She obtains it by:
a.buying a vandalism endorsement
b.attaching the extended coverage endorsement
c.raising her Coverage E limit
d.adding a personal liability endorsement
解析
The dwelling forms are property forms with no liability section, so personal liability and medical payments to others must be endorsed onto the policy before a visitor's injury claim can be paid. Coverage E on a dwelling policy is additional living expense rather than liability, so raising it does nothing for this claim. Vandalism and extended coverage add property perils only.
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