住宅保险单(DP)第 323 / 531 题
A fire in a rented house destroys the tenant's furniture. The landlord's dwelling policy pays:
a.half of it, as property of others
b.for it, and recovers from the tenant
c.for it under the landlord's contents limit
d.nothing for it; the tenant insures it
解析
A landlord's dwelling policy insures the landlord's building and the landlord's own personal property kept at the location, such as appliances and furnishings supplied with the house, while the tenant's belongings are the tenant's to insure. The contents limit on that policy belongs to the landlord. An insurer cannot create coverage by paying and then pursuing the tenant.
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同考点相关题目
- A rented dwelling is unlivable for three months after a covered fire. The rent was $1,800 a month, and $200 a month of expenses stop while it is empty. Fair rental value pays:
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