房屋保险单(HO)第 362 / 531 题
Who counts as an insured under Section II of a standard homeowners policy?
a.a neighbor who borrows the insured's mower
b.any friend who stays for a weekend visit
c.an unrelated roommate sharing the rent
d.a relative residing in the household
解析
The definition of insured picks up the named insured, the spouse, relatives who reside in the household and other people under 21 in their care, so a resident relative is protected while an unrelated roommate is not, however long they share the rent. A weekend guest is somebody the policy may protect the insured against, not an insured. The form extends insured status to persons using an insured's animals or watercraft, not garden equipment.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- A $100,000 Coverage E limit is paid out in full to settle one suit while a second claim from the same occurrence is pending. The insurer's duty to defend:
- The insured's dog bites a jogger in a public park, and the jogger runs up $700 of medical bills. Coverage F:
- Coverage F pays reasonable medical expenses for an injured person provided the expenses are:
- A riding mower used to cut the insured's lawn rolls over a visitor's foot on the property. Section II:
- An insured's inboard-powered motorboat injures a swimmer while the insured is at the helm. Section II of the homeowners policy:
- A resident son injures his sister at home and the parents present her $5,000 of bills to their own liability coverage. Section II:
最近核对: · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对