房屋保险单(HO)第 365 / 531 题
A resident son injures his sister at home and the parents present her $5,000 of bills to their own liability coverage. Section II:
a.pays the $5,000 under Coverage E
b.pays half, the children sharing fault
c.excludes injury to a fellow insured
d.pays the $5,000 under Coverage F
解析
Both liability coverages step around family claims: personal liability excludes bodily injury to an insured, and medical payments excludes anyone who regularly resides on the premises, so a sister living in the household collects nothing from her parents' policy. Her bills are a health insurance matter. Splitting the payment for shared fault describes a tort defense, not anything written into the form.
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同考点相关题目
- Who counts as an insured under Section II of a standard homeowners policy?
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- Beyond the damages themselves, the Section II additional coverage for claim expenses pays:
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