房屋保险单(HO)第 366 / 531 题
A homeowner is sued for slander after posting untrue remarks about a neighbor. On an unendorsed policy the claim is:
a.covered under Coverage F medical payments
b.covered under Coverage E as bodily injury
c.covered as personal and advertising injury
d.excluded without a personal injury endorsement
解析
Coverage E answers bodily injury and property damage; offenses such as libel, slander, false arrest and invasion of privacy are a separate category that the homeowners form reaches only when a personal injury endorsement is added. Calling defamation bodily injury stretches a defined term that requires harm to the body. The personal and advertising injury wording belongs to a commercial general liability policy.
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