房屋保险单(HO)第 369 / 531 题

After a covered fire, the duties the insured owes under Section I include:

a.hiring a public adjuster before repairs start
b.protecting the property from further damage
c.waiting for the insurer before any cleanup
d.sending any suit papers to the insurer

解析

Section I duties run to giving prompt notice, protecting the property from further damage and keeping a record of what that costs, preparing an inventory of damaged personal property, and signing a sworn proof of loss when the insurer asks. Forwarding suit papers is a Section II duty that follows a liability claim. Nothing obliges the insured to hire a public adjuster or to leave the property exposed while an adjuster travels.

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