个人汽车保险单第 378 / 531 题
The insured's listed car is in a body shop for a week, so he drives a spare car titled to his resident son. Under the personal auto policy that spare car is:
a.A temporary substitute for as long as repairs last
b.Not a temporary substitute, since the son owns it
c.A non-owned auto used with the son's permission
d.A newly acquired auto once the repairs are finished
解析
A temporary substitute has to be a vehicle the insured and his family members do not own, used because a covered auto is out of service for repair, servicing, breakdown, loss or destruction. The son is a family member, so his car fails the definition and has to be insured in its own right. Calling it a non-owned auto fails for the same ownership reason.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- An auto liability limit shown as split limits of 100/300/50 means the policy will pay up to:
- The difference between underinsured motorists (UIM) and uninsured motorists (UM) coverage is that UIM applies when the at-fault driver:
- Which person would NOT meet the personal auto policy definition of a family member?
- Which of these is NOT one of the categories that make up 'your covered auto' under a personal auto policy?
- For personal auto policy purposes, a car fails to qualify as a non-owned auto when it is:
- An insured runs an errand in her own covered auto for the charity she volunteers with and injures a pedestrian. The charity is sued as well. Under Part A the charity is:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对