个人汽车保险单第 379 / 531 题

Which of these is NOT one of the categories that make up 'your covered auto' under a personal auto policy?

a.A vehicle shown on the declarations of the policy
b.Any auto a resident family member owns in her name
c.A temporary substitute for a listed auto being repaired
d.A trailer that the named insured owns outright

解析

Your covered auto means the vehicles shown in the declarations, a newly acquired auto on the terms the policy states, any trailer the insured owns, and a temporary substitute for a listed auto that is out of use. A car titled to a resident family member is not swept in automatically; it has to be listed and rated on its own. That is why a driving-age child's own vehicle must be reported.

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