个人汽车保险单第 414 / 531 题
A landscaping company asks to add a truck titled to the corporation to the owner's personal auto policy. The correct response is that the truck:
a.Belongs on the owner's policy as a non-owned auto
b.Belongs on a business auto policy of its own
c.May be listed with a business use surcharge
d.May be listed if the owner drives it home nightly
解析
The personal auto policy is built for individuals and for vehicles owned by an individual or a married couple, so a truck titled to a corporation and used in the business is not eligible and belongs on a business auto policy. Where it is parked overnight changes neither the title nor the commercial exposure, and a vehicle the insured's own company owns is not a non-owned auto.
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