意外责任险第 415 / 531 题
The failure to exercise the degree of care that a reasonably prudent person would exercise under similar circumstances is the legal definition of:
a.Indemnity
b.Subrogation
c.Negligence
d.Absolute liability
解析
Negligence is the failure to act with the level of care a reasonably prudent person would use in similar circumstances, and it is the basis of most liability claims. Proving negligence generally requires four elements: a duty owed, a breach of that duty, that the breach was the proximate cause of harm, and actual damages. Absolute (strict) liability applies without proof of negligence in inherently dangerous situations.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- 下列哪项最佳地说明了侵权责任与合同责任的区别?
- 一家酒吧老板在争吵中故意殴打一名顾客,因此被起诉殴击罪。该老板根据其CGL保单提出索赔。保险公司最有可能:
- 一名棒球比赛的观众被界外球击中,并起诉了球场。根据加州法律,球场最可能援引以下哪种抗辩?
- To win a negligence claim, an injured party generally must prove all of the following EXCEPT:
- Liability that is imposed on a party regardless of fault or negligence, such as for abnormally dangerous activities, is called:
- In a liability policy, the coverage that responds to bodily injury or property damage the insured becomes legally obligated to pay is triggered by:
最近核对: · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对