意外责任险第 418 / 531 题
In a liability policy, the coverage that responds to bodily injury or property damage the insured becomes legally obligated to pay is triggered by:
a.Legal liability of the insured to a third party
b.Medical expenses the insured incurs personally
c.Any loss the insured reports, whether liable or not
d.Damage to property the insured owns or rents
解析
Liability (third-party) coverage responds when the insured is legally obligated to pay damages to another party for bodily injury or property damage, and it typically includes the cost of the insured's legal defense. It does not pay for the insured's own property or injuries, which are first-party coverages. The legal obligation, usually arising from negligence, is what triggers the coverage.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- The failure to exercise the degree of care that a reasonably prudent person would exercise under similar circumstances is the legal definition of:
- To win a negligence claim, an injured party generally must prove all of the following EXCEPT:
- Liability that is imposed on a party regardless of fault or negligence, such as for abnormally dangerous activities, is called:
- An umbrella liability policy primarily provides:
- A grocer mops an aisle and leaves no warning sign; a shopper slips and fractures a wrist. Which pair of negligence elements does the unmarked wet floor most directly establish?
- States take different approaches to a plaintiff who is partly at fault. Under a comparative negligence approach, the plaintiff's recovery is:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对