意外责任险第 420 / 531 题

A grocer mops an aisle and leaves no warning sign; a shopper slips and fractures a wrist. Which pair of negligence elements does the unmarked wet floor most directly establish?

a.damages and the doctrine of vicarious liability
b.the duty of care owed and its breach
c.proximate cause and the shopper's assumed risk
d.strict liability and an intervening cause

解析

A store owes customers reasonable care, and mopping without posting a warning falls below that standard, so the unmarked wet floor supplies duty and breach. The fracture and its costs supply damages, and the causal chain supplies proximate cause; those are separate elements the claimant still has to prove. Strict liability does not apply, because routine floor cleaning is not an abnormally dangerous activity.

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