意外责任险第 427 / 531 题
A jury awards an injured claimant $300,000 in compensatory damages and $500,000 in punitive damages. The punitive portion is best described as:
a.repayment of the claimant's medical bills
b.the value of the claimant's future lost earnings
c.a sum meant to punish and deter the wrongdoer
d.an award restoring the claimant's actual losses
解析
Punitive damages punish conduct a court finds willful, malicious, or grossly reckless and deter its repetition; they go beyond making the claimant whole. Medical bills, future lost earnings, and restoration of actual losses are all compensatory and make up the $300,000 portion of this award. Many liability policies do not cover punitive damages, and whether they may be insured at all is a question decided under each state's law.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- Absolute (strict) liability differs from ordinary negligence liability because the claimant does not have to prove:
- A delivery driver rear-ends a car while making scheduled company deliveries. The employer is held liable for the driver's negligence under the doctrine of:
- A surgical sponge is left inside a patient and is found on a later scan. The patient invokes res ipsa loquitur, which allows a court to:
- A claimant's award includes $48,000 for medical bills and lost wages plus $75,000 for pain and suffering. The $75,000 portion is classified as:
- A hardware store owes its highest degree of care to a customer shopping during business hours because that customer is:
- A contractor leaves an unfenced excavation full of water on a vacant lot and a neighbourhood child drowns. The attractive nuisance doctrine matters here because it:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对