意外责任险第 429 / 531 题

A hardware store owes its highest degree of care to a customer shopping during business hours because that customer is:

a.an invitee, present for the occupier's benefit
b.a trespasser, owed only a duty to avoid traps
c.a bailee, holding the occupier's property safely
d.a licensee, present with the occupier's permission

解析

An invitee enters premises with permission and for the occupier's commercial benefit, so the occupier must inspect for hazards and either correct them or warn of them. A licensee, such as a social guest, enters with permission but for their own purposes and is owed a warning of known dangers rather than an active inspection. A trespasser is generally owed only the duty not to be injured willfully or by a hidden trap.

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