意外责任险第 432 / 531 题
Coverage A of a commercial general liability policy responds to sums the insured becomes legally obligated to pay as damages because of:
a.medical bills of an injured guest, without fault
b.libel, slander and wrongful eviction claims
c.bodily injury and property damage from an occurrence
d.damage to the insured's own building and stock
解析
Coverage A insures bodily injury and property damage caused by an occurrence — an accident, including continuous exposure to substantially the same harmful conditions — that happens in the coverage territory during the policy period. Libel, slander, and wrongful eviction are personal and advertising injury offences answered under Coverage B. Medical payments made without regard to fault sit in Coverage C, and the insured's own building and stock are a property exposure this policy excludes.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- A hardware store owes its highest degree of care to a customer shopping during business hours because that customer is:
- A contractor leaves an unfenced excavation full of water on a vacant lot and a neighbourhood child drowns. The attractive nuisance doctrine matters here because it:
- A restaurant's own kitchen equipment burns for a $60,000 loss and, in a separate incident, a diner sues the restaurant for $80,000 over food poisoning. Which statement classifies these two claims correctly?
- Which of these losses would a commercial general liability policy address under personal and advertising injury rather than under Coverage A?
- A visitor trips on a showroom step and runs up $3,000 in emergency-room bills, but the retailer is plainly not at fault. Coverage C of the retailer's general liability policy:
- A roofing contractor finishes a job, leaves the site, and two months later the roof leaks and ruins $40,000 of the owner's ceilings. This claim falls within:
最近核对: · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对