意外责任险第 433 / 531 题
Which of these losses would a commercial general liability policy address under personal and advertising injury rather than under Coverage A?
a.A falling pallet injures a customer in the aisle
b.A delivery van backs into a dockworker
c.An advertisement copies a rival's slogan
d.A cleaning crew breaks a client's glass door
解析
Coverage B answers a defined list of offences: false arrest or detention, malicious prosecution, wrongful eviction or invasion of a right of private occupancy, material that libels, slanders, or disparages, invasion of privacy, and use of another's advertising idea or infringement of copyright, trade dress, or slogan in the insured's advertisement. Lifting a rival's slogan into an advertisement sits squarely on that list. The pallet, the broken door, and the van striking a worker are bodily injury and property damage handled under Coverage A.
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