商业险种第 477 / 531 题
A grading contractor's excavator burns at a job site many miles from the contractor's own yard. Which coverage responds?
a.The commercial auto physical damage part
b.The building and personal property form
c.An inland marine contractors equipment floater
d.The ocean marine hull coverage
解析
A contractors equipment floater is inland marine coverage bought precisely because the property moves: it follows mobile equipment to job sites, in transit and in storage. The building and personal property form confines coverage to the described premises and the area immediately around them, so an excavator miles away falls outside it. An excavator is mobile equipment rather than a covered auto, and ocean marine hull coverage insures vessels.
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