商业险种第 478 / 531 题
A dry cleaner wants coverage for customers' garments held at its shop. The form designed for that exposure is:
a.a fine arts floater
b.a garagekeepers coverage form
c.the stock item of its property form
d.a bailee customers form
解析
A bailee customers form is the inland marine answer for a business holding other people's goods for cleaning, repair or processing, and it responds for the customers' property whether or not the bailee is legally liable for the damage. The stock item on a property form covers goods the insured owns for sale, not customers' clothing. A fine arts floater insures works of art, and garagekeepers is the parallel coverage for customers' vehicles.
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