工伤赔偿第 486 / 531 题

Which of the following benefits is NOT typically provided by workers compensation insurance?

a.Death benefits to surviving dependents
b.Partial wage replacement during disability
c.Compensation for the employee's pain and suffering
d.Medical care for the work injury

解析

Workers compensation provides defined benefits: medical treatment for the work injury, partial wage replacement during disability, rehabilitation, and death benefits to dependents. It generally does not pay for pain and suffering, which are non-economic damages available through lawsuits. Because workers comp is a no-fault statutory system, benefits are limited to these scheduled categories rather than open-ended tort damages.

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