The 'Notice to Owner' that must accompany a home improvement contract primarily explains:

Explanation

B&P §7159(e) requires the contract to carry the statutory 'Mechanics Lien Warning', which tells the owner that anyone who helps improve the property and is not paid may record a lien; that paying the contractor in full is no defence; that each subcontractor and supplier must send a Preliminary Notice, which can arrive up to 20 days after they start; and that the owner protects himself by getting a list of subs and suppliers, waiting 20 days, and paying by joint check. (b) is a genuine near-miss — §7159(e) does require a commercial general liability disclosure, but it is a yes/no statement with the insurer's name and telephone number, not policy limits. (a) and (c) are required nowhere; the contract addresses permits by saying who is responsible for obtaining them, not by explaining how.