Contracts & ExecutionQuestion 695 of 1605

A home improvement contract totals $40,000. What is the maximum lawful down payment?

a.$1,000
b.$4,000
c.$10,000
d.$2,000

Explanation

The down payment cannot exceed $1,000 or 10% of the price, whichever is LESS. Ten percent of $40,000 is $4,000, but the $1,000 cap is lower, so $1,000 is the maximum.

Law Reference: B&P §7159(d)

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