Michigan Life & Health Insurance pass rate & how retakes work
There is no official published pass rate for the Michigan Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "Michigan Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What matters is the passing standard set by the authority; if you don't pass, you can retake the exam. Confirm the current passing score and retake rules on the official authority's site.
Is there a published Michigan Life & Health Insurance pass rate?
No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "Michigan Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.
Michigan Life & Health Insurance facts
How many times can you retake the Michigan Life & Health Insurance exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 40+ free Michigan Life & Health Insurance practice questions with explanations.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 40+ free Michigan Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Want the full picture of the difficulty and the content areas?
See how hard the Michigan Life & Health Insurance exam is →Frequently asked questions
What is the Michigan Life & Health Insurance pass rate?+
There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.
What happens if you fail the Michigan Life & Health Insurance exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.
Who regulates life & health insurance licensing in Michigan?+
The Michigan Department of Insurance and Financial Services (DIFS) licenses resident producers and contracts with PSI Services as its prelicensing and examination vendor.
Does Michigan require prelicensing education for the life & health exam?+
Yes. Michigan requires 20 hours of approved prelicensing education for each individual line of authority (40 hours for a combined life and health license). The prelicensing certificate is valid for 12 months.
What score do I need to pass the Michigan life & health exam?+
Michigan passing scores vary by exam and are not the standard 70% used in most states, so confirm the current threshold for your specific exam with DIFS/PSI before testing.
Scoring and retake rules — confirm on the official authority:
Michigan Department of Insurance and Financial Services (DIFS) →https://www.michigan.gov/difs →https://www.psiexams.com/ →Last updated: August 2026