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Colorado Property & Casualty Insurance License Exam Cheat Sheet (2026)
A free, printable Colorado Property & Casualty Insurance License exam cheat sheet: the 39 highest-yield points to know, grouped into 12 sections that follow the exam's content areas, each section with its published weight.
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- The real Colorado Property & Casualty Insurance License exam: 70% to pass.
- Prints from your browser (Ctrl-P, or Cmd-P on a Mac) — the navigation, buttons and links drop out of the printed copy.
- 325 free Colorado Property & Casualty Insurance License practice questions on the same material, every one explained.
- Last updated: August 2026.
Studying in order?
Only in the book: 100 practice questions, every answer reasoned out rather than keyed — none of them in the free bank on this site. Practice here stays free.
General Insurance Principles
12% of the exam- Risk, Peril, and Hazard
- Law of Large Numbers and Adverse Selection
- Insurable Interest and Indemnity
- Special Features of Insurance Contracts
Property Insurance Fundamentals
12% of the exam- Named Perils vs. Open Perils
- Valuation: ACV vs. Replacement Cost
- Deductibles and Coinsurance
- Other Insurance and Subrogation
Dwelling Policy (DP)
10% of the exam- Purpose and Eligibility
- The Three Dwelling Forms
- Coverage Structure
Homeowners Policy (HO)
15% of the exam- The Homeowners Forms
- Section I: Property Coverages
- Section II: Liability Coverages
Personal Auto Policy
14% of the exam- The Four Coverage Parts
- Collision vs. Other-Than-Collision
- Limits: Split vs. Combined Single Limit
- Uninsured vs. Underinsured Motorists
Casualty & Liability Insurance
12% of the exam- Negligence and Its Elements
- Categories of Liability
- Liability and Umbrella Policies
Commercial Lines
10% of the exam- Commercial Property and General Liability
- Package Policies and Business Income
- Specialty Property Lines
Workers Compensation
7% of the exam- The No-Fault Bargain
- Benefits Provided
- Structure of the Policy
Policy Structure & Provisions
8% of the exam- The Four Parts of a Policy
- Key Policy Conditions
- Binding and Terminating Coverage
Colorado P&C Law & Coverage Requirements
45% of the exam- Compulsory Auto Liability Limits in Colorado
- How Colorado Settles Auto Injury Claims
- Cancellation, Nonrenewal, and Dwelling/Homeowners Coverage
Colorado Producer Licensing & Continuing Education
30% of the exam- The Colorado Division of Insurance and Its Authority
- License Qualifications and Appointments
- Continuing Education and Renewal
Colorado Market Conduct, Ethics & Unfair Practices
25% of the exam- Unfair Trade Practices
- Rebating and Twisting
- Fiduciary Duty and Client Funds
Now prove you know them
Reading an outline is not the same as recalling it under exam pressure. Drill the free Colorado Property & Casualty Insurance License questions to find the areas you keep missing, then sit a full timed mock.
Study aid, not a substitute for the official material — always confirm the current rule with Colorado Division of Insurance.